Owner Builder Insurance Construction & Public Liability
We insure owner builders with Australia's best value insurance products. Best prices. Comprehensive cover from one of Australia's first class insurers with 5STAR ratings.
New homes. Renovations. Extensions and Additions. Kit homes.Transportable homes. Strata renovations. Swimming Pools. Granny Flats. Sheds. Kit homes. Heritage Listed homes and Commercial projects.
Qtrust is all about 'smart' insurance because our commitment is protecting owner builders with the right insurance, best price and qualified advice. Our track record and client list is our badge: over 10 years practical experience backed by 'tens of thousands' owner builder insurance policies issued and managed by our people. Qtrust clients benefit and rely on our practical, hands on experience and insurance accreditations. No other insurance firm has assisted or served more owner builders anywhere across Australia. Owner builders can expect advice driven insurance and only from qualified and experienced insurance professionals.
Our insurance Policy will cover you in three (3) key areas. Should you suffer unforeseen personal, physical and material loss or damage during the construction period from events such as storm, wind, water damage, vandalism, malicious damage, theft and burglary and fire damage you are insured.
Secondly, Public and Legal Liability insurance is purposely designed to protect owner builders from Legal Liability which may be incurred from third parties such as neighbours, local council, suppliers, government bodies, and also sub-contractor actions against injury, negligence or property damage. Web quote or speak to our underwriters directly on 1300-798-991
Qtrust's job is to insure and provide qualified and accredited advice to Australian owner builders. We understand the detail and we care, and therefore our language and meanings are straight forward because when commercial insurance companies (often foreign and offshore) play by rules designed for the commercial sector, individuals such as owner builders are disadvantaged. This disadvantage 'hits hardest' when a claim is made. Just when owner builders need insurance to be right and rely on a helping, uncomplicated support with a friendly insurer on your side.
Thirdly, our insurance packages include broad coverage of owner builder activities and property such as tools cover, goods purchased or stored off site, plans, and drawings, allowances for budget overruns, relocation expenses and much, much more.
Comprehensive Insurance. Insuring Owner Builders Against:
Theft and burglary of building and construction materials
Theft and burglary of appliances, fixtures and fittings
Storm, water, wind and fire damages to the project including site damage
Sub-contractor actions for damages, injury, negligence and other incidents
Tools stolen from the site
Public liability claims against owner builder or workers on site Owner Builders Hire Agreements
Owner Builder Hire Agreements.FACT- MOST OWNER BUILDER INSURANCE PRODUCTS EXCLUDE HIRE EQUIPMENT
Third party claims from neighbours, local council, suppliers, government bodies and visitors
Owner builder negligence (owner builder's failure to take proper actions, or duty of care)
Legal liability including an owner builder's mistakes or oversights. The owner builder does not need to be present on-site to be held responsible for actions of others on-site
Existing structures loss or damage. Garages, pools and family or investment residence when renovating
Damage, theft or stolen goods, appliances or materials purchased but stored elsewhere
Construction records, drawings, and plans damaged or destroyed
What owner builders can expect when working with Qtrust:
First class Australian insurer. Local offices with local staff. Local claims management
Known, reputable and highly acclaimed 5 STAR insurance company protecting you and your project
Policy wordings and cover conditions which are practical, relevant and purpose designed for owner builder environments
No double meanings to confuse your cover. No ambiguous cover conditions. No dressing up quote or cover with irrelevant, not applicable and useless free - giveaways (insurance is serious business)
Genuine, gold leaf Public and Legal Liability cover including actions by subcontractors, trades and visitors
No matter how much dressing up an insurance quote may appear, when the actual insurance company is unknown; who do you call when you need them most!
Our premiums come with Price Beat Guarantee Guaranteed lowest premium
Low excess levels.
Policies include 'practical' extras at no extra cost.
Qtrust is 100% independent so you compare instantly
Our Clients benefit and rest easy because our Team has reviewed, served and assisted more owner builders than any other insurance firm anywhere right across Australia ('tens of thousands' owner builder insurance policies approved and signed-off in recent years). Our reputation is built on our performances. We know detail.
Quotes in minutes from ‘A’ class, Australian insurers. Not just a price but qualified advice. We ask questions so we understand your situation and then provide authorised advice and detailed quotes.
We only work through first class, Australian Insurers with offices and front line people in your State
Our insurance partners are independently rated and audited for financial strength, capacity and capability (willingness) to pay claims
We’re 100% independent
- Client Wall - (what our clients say)
Qtrust insurances, also include at no extra cost:
Owner builder tools used on site.
Building equipment and machinery cover
Property in your care, custody and control
Goods or materials stored off site perhaps at home, or your parents' home
Low Excess across Australia
Commenced works projects are a specialty and we insure right up to 'near' completion
All states coverage
Sub-contractor liability protection
Worker to worker protection
Increased cost of construction allowance. When the project costs increase, so does your cover.
Resulting damage from faulty workmanship cover, is standard
Vibration, removal or weakening of support
Existing Structures Liability cover – so important. This little nasty is one under the radar if you are not careful read more
Owner Builder Insurance NSW
The reason you are visiting Qtrust is because you just want to be safe and sure with your investment. We all know nothing will go wrong - but what if it does? It's our job to find the right Construction Insurance package for your circumstances and budget. That's why you get quotes from our partner Tier 1 Australian insurer(s). If you are to be insured, better have the right insurance. It’s just dumb to take the wrong insurance because in a claim, you simply may not be paid.
Builder to lock up projects. Kit homes. Transportable & demountables. Granny flats. Sheds, garages and carports. Steel constructs